Get the Smile You Want Today

We offer CareCredit because your smile is important to us. CareCredit is a convenient, low minimum monthly payment program for your entire family specifically designed to pay for healthcare and elective treatment not covered by insurance. CareCredit, the leader in patient financing, has made it easy for more than 4 million patients nationwide to get the treatment that they need. For treatment fees from $1 to over $25,000, CareCredit has a variety of low minimum monthly payment plans. So you can start treatment today!

 
CareCredit Offers Two Types of Plans:
  1. No Interest Payment Plans
  2. Low Interest Payment Plans
 

3, 6, or 12 Month No Interest Payment Plans *

Pay for treatment over 3, 6, or 12 months with no interest. As long as you pay the low minimum monthly payment each month when due, and the balance in full by the end of the 3, 6, or 12 month term, no interest will be charged on your purchase. Download a chart of estimated monthly payments here.

24, 36, 48,or 60 Month Low Interest Payment Plans (9.90%APR) **

Enjoy low minimum monthly payments with the 24, 36, 48, or 60 month plans. The 9.9% annual percentage rate is lower than average credit cards and makes convenient fixed low minimum monthly payments possible. Available for treatment fees of $1,000 or more. Download a chart of estimated monthly payments here.

 

Three Different Ways to Apply

  1. Online Application
    • Go to www.carecredit.com.
    • Fill out the patient application.
    • Receive a decision immediately.
    • Contact our practice to schedule treatment.
  2. Automated Phone Application
    • Call (800) 365-8295 and follow the prompts.
    • Receive an immediate decision.
    • Contact our practice to schedule treatment.
  3. Stop in Maritato Dental to pick up an application
    • Ask us for an application.
    • Complete and sign the application.
    • Return to our practice for submission.
 

Where Can I Use CareCredit?

CareCredit can be used to pay for treatment for you and your family at over 55,000 participating healthcare practices nationwide.
  • Dentistry
  • Vision Care (Including LASIK)
  • Veterinary Medicine
  • Audiology
  • Cosmetic Surgery
  • Other Healthcare Specialties including:
    Chiropractic Treatment, Hair Restoration, Weight Loss, and more...
 

Frequently Asked Questions

How much is each monthly payment?
A chart outlining the estimated amount of your monthly payments can be downloaded here.
Can I use my CareCredit card for other family members?
Yes. You can use CareCredit for your entire family's healthcare needs (even the family pet) without having to reapply.
Can I use my CareCredit card again with No Interest?
Yes. As long as you have credit available, you can use CareCredit multiple times for other treatments, and have different No Interest plans on your account at the same time without having to reapply.
Will using CareCredit cause problems with my insurance?
No. CareCredit is a revolving line of credit designed specifically to help you pay for healthcare expenses not covered by insurance and does not affect your insurance coverage in any way.
Can I begin treatment right away even if I haven't received my CareCredit card?
Yes. You can use your CareCredit account immediately. You will receive your card in the mail within 3 weeks after acceptance.
Is the information I provide CareCredit confidential?
Yes. Your privacy is important to us. We guarantee all personal information you provide will be kept strictly confidential.
How do I pay my monthly balance?
You will receive a monthly statement. Simply pay your monthly balance by mail with a check or money ordeer. Or you can pay online at www.carecredit.com.
Who do I call if I have questions?
CareCredit has Customer Support Representatives available to assist you with all your account needs at (866) 893-7864.


No Interest if Payed Within 3, 6, or 12 Months

* Applies to purchases of $300 or more made on the CareCredit consumer credit card account. Under the promotion, no finance charges will be assessed on the promotional purchas as long as: (1) you pay the promotianal purchase amount in full within 3, 6, or 12 months (the "promo period"), and (2) you pay, when due, the minimum monthly payments on your account, which includes a required minimum monthly payment on the promo purchase. If you fail to satisfy either of the above conditions, all special promo terms will be terminated and finance charges will be assessed on the promo purchase amount from the date of the purchase. Payments over the minimum will usually be applied to those promo balances before non-promo and other balances. If you have a non-promo balance, this may reduce the benefit from the promo. If you want to change the allocation please call (866) 893-7864. 6 and 12 month plans not available in all offices.      Back
 

24 Months, 36 Months, 48 Months, 60 Months Fixed Payment 9.9% APR.

** Applies to purchases of $1,000 or more on a CareCredit consumer credit card account. Fixed minimum monthly payments equal to 4.61% for 24 months, 3.22% for 36 months, 2.53% for 48 months, or 2.1198% for 60 months of the promotional purchase amount will be required each month until the promotional purchase is paid in full, in addition to any other required minimum payment. Finance charges will be applied to the promotional balance at the fixed daily periodic rate of 0.0271% (corresponding fixed ANNUAL PERCENTAGE RATE of 9.9%) until the promotional balance is paid in full. If minimum monthly payments on your account (including optional insurance/debt cancellation charges) are not paid when due, all special promotional terms may be terminated. Standard account terms apply to non-promotional purchases.      Back
 

Additional Disclosure

Optional credit insurance/debt cancellation charges on your promo purchase are not subject to the promotional terms. Variable APR is 22.98% as of April 4, 2006. Fixed APR of 26.99% applies if the minimum monthly payment is not made by the payment due date two times in any six consecutive billing periods. Minimum finance charge is $1.00. Existing cardholders should see their credit card agreement for standard terms. Offer is subject to credit approval by GE Money Bank.
 

Payment Estimator Additional Disclosure

The required minimum monthly payment is the approximate amount required to be paid each month for the corresponding initial purchase (includes initial amount and applicable taxes) and assumes that no additional purchases or charges (i.e. late fee, credit insurance, etc.) are incurred nor the interest rate changes. Monthly payment amounts are principal and interest changes. The payment schedule assumes only the required minimum payments are made each month when due. The customer is permitted to pay more than the minimum amount due each month, and by doing so, the balance will be more quickly repaid and less finance charges willl be incurred. For full description of the terms governing this account, refer to the CareCredit Credit Card Agreement with GE Money Bank.
 

If you have any more questions about CareCredit, please feel free to contact us.

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